{"id":36453,"date":"2025-10-10T10:14:48","date_gmt":"2025-10-10T08:14:48","guid":{"rendered":"https:\/\/www.heveainvest.com\/unfaelle-und-krankheit\/"},"modified":"2026-03-03T10:21:54","modified_gmt":"2026-03-03T09:21:54","slug":"unfaelle-und-krankheit","status":"publish","type":"page","link":"https:\/\/www.heveainvest.com\/de\/unfaelle-und-krankheit\/","title":{"rendered":"Unf\u00e4lle und Krankheit"},"content":{"rendered":"\t\t<div data-elementor-type=\"wp-page\" data-elementor-id=\"36453\" class=\"elementor elementor-36453 elementor-33336\" data-elementor-post-type=\"page\">\n\t\t\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-78ec56da elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"78ec56da\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-5beb1479\" data-id=\"5beb1479\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2b8944a7 elementor-widget elementor-widget-heading\" data-id=\"2b8944a7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h1 class=\"elementor-heading-title elementor-size-default\">Unfall- und Krankenversicherung<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-45b94f22 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"45b94f22\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-3f038452\" data-id=\"3f038452\" data-element_type=\"column\" data-e-type=\"column\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-700e5774 elementor-widget elementor-widget-text-editor\" data-id=\"700e5774\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<h2 style=\"font-weight: 400;\"><strong>Sch\u00fctzen Sie Ihre Mitarbeiter und Ihr Unternehmen vor Gesundheitsrisiken<\/strong><\/h2><p>\u00a0<\/p><p style=\"font-weight: 400;\">Als Arbeitgeber in der Schweiz sind Sie verpflichtet, Ihre Mitarbeiter gegen <strong>Berufsunf\u00e4lle (BU)<\/strong> und, je nach Arbeitszeit, gegen <strong>Nichtberufsunf\u00e4lle (NBU)<\/strong> zu versichern. Parallel dazu wird der Abschluss einer <strong>Krankentaggeldversicherung<\/strong> (KTG) dringend empfohlen, wenn nicht sogar als unverzichtbar angesehen, um Arbeitsverh\u00e4ltnisse abzusichern und unvorhergesehene Belastungen f\u00fcr den Arbeitgeber zu vermeiden.<\/p><p style=\"font-weight: 400;\"><strong>Hevea Invest<\/strong> unterst\u00fctzt Sie bei der Umsetzung von Versicherungsl\u00f6sungen, die auf die Gr\u00f6\u00dfe Ihres Unternehmens, Ihre Branche und Ihre gesetzlichen Verpflichtungen abgestimmt sind.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-2b9e4bcb elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"2b9e4bcb\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-79aa5e7b\" data-id=\"79aa5e7b\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-46828906 elementor-widget elementor-widget-spacer\" data-id=\"46828906\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-26e2ef33 elementor-widget elementor-widget-heading\" data-id=\"26e2ef33\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Unfallversicherung (UVG)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2226d460 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2226d460\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-72d5fa29 elementor-widget elementor-widget-spacer\" data-id=\"72d5fa29\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6422e9dd elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6422e9dd\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-552ba5b5\" data-id=\"552ba5b5\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-3ab0f856 elementor-widget elementor-widget-text-editor\" data-id=\"3ab0f856\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\"><strong>Ab dem ersten Mitarbeiter obligatorisch<\/strong>, sie deckt ab:<\/p><ul style=\"font-weight: 400;\"><li>Berufsunf\u00e4lle (am Arbeitsplatz oder auf dem Weg dorthin)<\/li><li>Nichtberufsunf\u00e4lle (f\u00fcr Mitarbeiter, die 8 Stunden oder mehr pro Woche arbeiten)<\/li><li>Medizinische, Krankenhaus- und Rehabilitationskosten<\/li><li>T\u00e4gliche Entsch\u00e4digungen im Falle einer Arbeitsunf\u00e4higkeit<\/li><li>Invaliden- oder Hinterbliebenenrenten bei schweren Folgen<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-14a2a3e3 elementor-align-center elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"14a2a3e3\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.heveainvest.com\/de\/contact\/#rdv\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Einen Termin vereinbaren<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-6ab20044\" data-id=\"6ab20044\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-77a18c64 elementor-widget elementor-widget-image\" data-id=\"77a18c64\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img fetchpriority=\"high\" decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/www.heveainvest.com\/wp-content\/uploads\/2025\/10\/accident-professionnel.jpg\" class=\"attachment-large size-large wp-image-36455\" alt=\"\" srcset=\"https:\/\/www.heveainvest.com\/wp-content\/uploads\/2025\/10\/accident-professionnel.jpg 1000w, https:\/\/www.heveainvest.com\/wp-content\/uploads\/2025\/10\/accident-professionnel-600x400.jpg 600w, https:\/\/www.heveainvest.com\/wp-content\/uploads\/2025\/10\/accident-professionnel-300x200.jpg 300w, https:\/\/www.heveainvest.com\/wp-content\/uploads\/2025\/10\/accident-professionnel-768x512.jpg 768w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-19379bd elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"19379bd\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-8b0f3ad\" data-id=\"8b0f3ad\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-694f01a elementor-widget elementor-widget-spacer\" data-id=\"694f01a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-eb2ab30 elementor-widget elementor-widget-heading\" data-id=\"eb2ab30\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Versicherung f\u00fcr Krankentaggeldverlust (PGM)<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2220efe elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"2220efe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-c1d0a5c elementor-widget elementor-widget-spacer\" data-id=\"c1d0a5c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-3e6e93a2 elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"3e6e93a2\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-3d132c11\" data-id=\"3d132c11\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-604f04f5 elementor-widget elementor-widget-image\" data-id=\"604f04f5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"800\" height=\"534\" src=\"https:\/\/www.heveainvest.com\/wp-content\/uploads\/2025\/10\/assurance-accident-et-maladie-CH-1024x683.jpg\" class=\"attachment-large size-large wp-image-36454\" alt=\"\" srcset=\"https:\/\/www.heveainvest.com\/wp-content\/uploads\/2025\/10\/assurance-accident-et-maladie-CH-1024x683.jpg 1024w, https:\/\/www.heveainvest.com\/wp-content\/uploads\/2025\/10\/assurance-accident-et-maladie-CH-600x400.jpg 600w, https:\/\/www.heveainvest.com\/wp-content\/uploads\/2025\/10\/assurance-accident-et-maladie-CH-300x200.jpg 300w, https:\/\/www.heveainvest.com\/wp-content\/uploads\/2025\/10\/assurance-accident-et-maladie-CH-768x512.jpg 768w, https:\/\/www.heveainvest.com\/wp-content\/uploads\/2025\/10\/assurance-accident-et-maladie-CH-1536x1025.jpg 1536w, https:\/\/www.heveainvest.com\/wp-content\/uploads\/2025\/10\/assurance-accident-et-maladie-CH-2048x1367.jpg 2048w\" sizes=\"(max-width: 800px) 100vw, 800px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-262a64df\" data-id=\"262a64df\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-2e44b9bf elementor-widget elementor-widget-text-editor\" data-id=\"2e44b9bf\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p style=\"font-weight: 400;\"><strong>Fakultativ, aber dringend empfohlen<\/strong>, erm\u00f6glicht sie:<\/p><ul style=\"font-weight: 400;\"><li>Die Zahlung von Taggeldern ab dem 30., 60. oder 90. Tag der Arbeitsunf\u00e4higkeit<\/li><li>Die Abdeckung von bis zu 80 % des Gehalts f\u00fcr eine vordefinierte Dauer (in der Regel 720 Tage)<\/li><li>Eine finanzielle Sicherheit f\u00fcr kranke Mitarbeiter<\/li><li>Eine Begrenzung der direkten Belastungsrisiken f\u00fcr den Arbeitgeber (vermeidet die strikte Anwendung von Art. 324a OR)<\/li><\/ul>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-69a6cb8b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"69a6cb8b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-586168a9\" data-id=\"586168a9\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-4eae7660 elementor-widget elementor-widget-spacer\" data-id=\"4eae7660\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2030d265 elementor-widget elementor-widget-heading\" data-id=\"2030d265\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Warum diese Versicherungen bei Hevea Invest abschlie\u00dfen?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7316cbd5 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7316cbd5\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7471695c elementor-widget elementor-widget-text-editor\" data-id=\"7471695c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p><strong>\u2713 <\/strong>Sorgf\u00e4ltige Auswahl der zugelassenen UVG-Versicherer und PGM-Spezialisten<\/p><p><strong>\u2713 <\/strong>Optimierung der <strong>Selbstbehalte<\/strong>, <strong>Wartezeiten<\/strong> und <strong>Pr\u00e4mien<\/strong><\/p><p><strong>\u2713 <\/strong>Komplette administrative Verwaltung der Mitgliedschaften und Schadensf\u00e4lle<\/p><p><strong>\u2713 <\/strong>Rechtliche Betreuung im Streitfall mit einem Versicherer<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1ac51942 elementor-widget elementor-widget-spacer\" data-id=\"1ac51942\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-2e31ae6e elementor-align-center elementor-widget elementor-widget-button\" data-id=\"2e31ae6e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.heveainvest.com\/de\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ich nehme Kontakt auf<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-495cd500 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"495cd500\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-222cd3a0\" data-id=\"222cd3a0\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-70988b0b elementor-widget elementor-widget-spacer\" data-id=\"70988b0b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-1f22b25d elementor-widget elementor-widget-heading\" data-id=\"1f22b25d\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Vertrauen Sie auf die Expertise unserer Berater f\u00fcr Kranken- und Unfallversicherung.<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5cc8d123 elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"5cc8d123\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-37f0a5db elementor-widget elementor-widget-spacer\" data-id=\"37f0a5db\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-19f5f65b elementor-section-content-middle elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"19f5f65b\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-5597ca77\" data-id=\"5597ca77\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-26420301 elementor-widget elementor-widget-text-editor\" data-id=\"26420301\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p data-start=\"73\" data-end=\"226\">Unsere Berater unterst\u00fctzen Sie bei der Auswahl und Implementierung der obligatorischen und erg\u00e4nzenden Versicherungen im Zusammenhang mit der Gesundheit Ihrer Mitarbeiter. Wir helfen Ihnen, die Schweizer Gesetzgebung einzuhalten und gleichzeitig Ihre Deckungen und Kosten zu optimieren, um sowohl die Sicherheit Ihrer Mitarbeiter als auch die Nachhaltigkeit Ihres Unternehmens zu gew\u00e4hrleisten.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-17cfbe4a elementor-align-center elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"17cfbe4a\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.heveainvest.com\/de\/contact\/#rdv\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Einen Termin vereinbaren<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t<div class=\"elementor-column elementor-col-50 elementor-top-column elementor-element elementor-element-33fe88ae\" data-id=\"33fe88ae\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-337f231e elementor-widget elementor-widget-image\" data-id=\"337f231e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"image.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<img decoding=\"async\" width=\"540\" height=\"360\" src=\"https:\/\/www.heveainvest.com\/wp-content\/uploads\/2025\/10\/devenir-independant.jpg\" class=\"attachment-large size-large wp-image-36457\" alt=\"\" srcset=\"https:\/\/www.heveainvest.com\/wp-content\/uploads\/2025\/10\/devenir-independant.jpg 540w, https:\/\/www.heveainvest.com\/wp-content\/uploads\/2025\/10\/devenir-independant-300x200.jpg 300w\" sizes=\"(max-width: 540px) 100vw, 540px\" \/>\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-59e96358 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"59e96358\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-c1360ee\" data-id=\"c1360ee\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-537bcd7 elementor-widget elementor-widget-heading\" data-id=\"537bcd7\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Fragen - Antworten<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7126141e elementor-widget-divider--view-line elementor-widget elementor-widget-divider\" data-id=\"7126141e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"divider.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-divider\">\n\t\t\t<span class=\"elementor-divider-separator\">\n\t\t\t\t\t\t<\/span>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-205d40c elementor-widget elementor-widget-spacer\" data-id=\"205d40c\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"spacer.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-spacer\">\n\t\t\t<div class=\"elementor-spacer-inner\"><\/div>\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-6229d639 elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"6229d639\" data-element_type=\"section\" data-e-type=\"section\">\n\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-4ba34153\" data-id=\"4ba34153\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-302cef6b elementor-widget elementor-widget-accordion\" data-id=\"302cef6b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"accordion.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion\">\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-8081\" class=\"elementor-tab-title\" data-tab=\"1\" role=\"button\" aria-controls=\"elementor-tab-content-8081\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Ist die Unfallversicherung f\u00fcr alle Vertragsarten obligatorisch?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-8081\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"1\" role=\"region\" aria-labelledby=\"elementor-tab-title-8081\"><p>Ja, ab der Einstellung eines Mitarbeiters, auch in Teilzeit oder befristet. Die Versicherung ist f\u00fcr Arbeitsunf\u00e4lle obligatorisch und auch f\u00fcr ANP, wenn der Mitarbeiter mindestens 8 Stunden pro Woche arbeitet.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-8082\" class=\"elementor-tab-title\" data-tab=\"2\" role=\"button\" aria-controls=\"elementor-tab-content-8082\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Ist die Unfallversicherung f\u00fcr alle Vertragsarten obligatorisch?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-8082\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"2\" role=\"region\" aria-labelledby=\"elementor-tab-title-8082\"><p>Ja, ab der Einstellung eines Mitarbeiters, auch in Teilzeit oder mit befristetem Vertrag. Die Versicherung ist f\u00fcr Arbeitsunf\u00e4lle obligatorisch und auch f\u00fcr ANP, wenn der Mitarbeiter mindestens 8 Stunden pro Woche arbeitet.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-8083\" class=\"elementor-tab-title\" data-tab=\"3\" role=\"button\" aria-controls=\"elementor-tab-content-8083\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Muss mein Unternehmen die Pr\u00e4mien zahlen?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-8083\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"3\" role=\"region\" aria-labelledby=\"elementor-tab-title-8083\"><p>Der Arbeitgeber zahlt die gesamten Pr\u00e4mien f\u00fcr Berufsunf\u00e4lle. Bei Nichtberufsunf\u00e4llen sind die Pr\u00e4mien gesetzlich vom Arbeitnehmer zu tragen, werden jedoch h\u00e4ufig vom Arbeitgeber \u00fcber die Gehaltsabrechnung vorgestreckt.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-8084\" class=\"elementor-tab-title\" data-tab=\"4\" role=\"button\" aria-controls=\"elementor-tab-content-8084\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Kann ich meinen UVG-Versicherer frei w\u00e4hlen?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-8084\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"4\" role=\"region\" aria-labelledby=\"elementor-tab-title-8084\"><p style=\"font-weight: 400;\">Ja, im Rahmen des UVG w\u00e4hlt der Arbeitgeber den zugelassenen Versicherer. Hevea Invest hilft Ihnen, die Angebote hinsichtlich Leistungen, Schadenmanagement und Kosten zu vergleichen.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-8085\" class=\"elementor-tab-title\" data-tab=\"5\" role=\"button\" aria-controls=\"elementor-tab-content-8085\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Ist die Krankentaggeldversicherung obligatorisch?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-8085\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"5\" role=\"region\" aria-labelledby=\"elementor-tab-title-8085\"><p>Nein, aber in Abwesenheit eines PGM-Vertrags muss der Arbeitgeber die Lohnzahlung f\u00fcr eine bestimmte Dauer gem\u00e4\u00df den kantonalen Tarifen einhalten (Art. 324a OR). Ein PGM begrenzt dieses Risiko und kl\u00e4rt die vertraglichen Verpflichtungen.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-accordion-item\">\n\t\t\t\t\t<h3 id=\"elementor-tab-title-8086\" class=\"elementor-tab-title\" data-tab=\"6\" role=\"button\" aria-controls=\"elementor-tab-content-8086\" aria-expanded=\"false\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon elementor-accordion-icon-right\" aria-hidden=\"true\">\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-closed\"><svg class=\"e-font-icon-svg e-fas-chevron-down\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M207.029 381.476L12.686 187.132c-9.373-9.373-9.373-24.569 0-33.941l22.667-22.667c9.357-9.357 24.522-9.375 33.901-.04L224 284.505l154.745-154.021c9.379-9.335 24.544-9.317 33.901.04l22.667 22.667c9.373 9.373 9.373 24.569 0 33.941L240.971 381.476c-9.373 9.372-24.569 9.372-33.942 0z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<span class=\"elementor-accordion-icon-opened\"><svg class=\"e-font-icon-svg e-fas-chevron-up\" viewBox=\"0 0 448 512\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path d=\"M240.971 130.524l194.343 194.343c9.373 9.373 9.373 24.569 0 33.941l-22.667 22.667c-9.357 9.357-24.522 9.375-33.901.04L224 227.495 69.255 381.516c-9.379 9.335-24.544 9.317-33.901-.04l-22.667-22.667c-9.373-9.373-9.373-24.569 0-33.941L207.03 130.525c9.372-9.373 24.568-9.373 33.941-.001z\"><\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t<a class=\"elementor-accordion-title\" tabindex=\"0\">Was sind die Folgen eines schlecht verwalteten Schadensfalls?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t<div id=\"elementor-tab-content-8086\" class=\"elementor-tab-content elementor-clearfix\" data-tab=\"6\" role=\"region\" aria-labelledby=\"elementor-tab-title-8086\"><p style=\"font-weight: 400;\">Ein nicht gemeldeter Schaden oder eine schlechte Koordination mit dem Versicherer kann die Entsch\u00e4digung verz\u00f6gern, Spannungen mit dem Mitarbeiter erzeugen und das Unternehmen rechtlichen Schritten oder Streitigkeiten aussetzen. Wir gew\u00e4hrleisten die vollst\u00e4ndige und schnelle Abwicklung der F\u00e4lle.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-7fcc431b elementor-align-center elementor-widget elementor-widget-button\" data-id=\"7fcc431b\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.heveainvest.com\/de\/contact\/#faq\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Mehr erfahren<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<section class=\"elementor-section elementor-top-section elementor-element elementor-element-be1032b elementor-section-boxed elementor-section-height-default elementor-section-height-default\" data-id=\"be1032b\" data-element_type=\"section\" data-e-type=\"section\" data-settings=\"{&quot;background_background&quot;:&quot;classic&quot;}\">\n\t\t\t\t\t\t\t<div class=\"elementor-background-overlay\"><\/div>\n\t\t\t\t\t\t\t<div class=\"elementor-container elementor-column-gap-default\">\n\t\t\t\t\t<div class=\"elementor-column elementor-col-100 elementor-top-column elementor-element elementor-element-45a1d36e\" data-id=\"45a1d36e\" data-element_type=\"column\" data-e-type=\"column\">\n\t\t\t<div class=\"elementor-widget-wrap elementor-element-populated\">\n\t\t\t\t\t\t<div class=\"elementor-element elementor-element-5055316e elementor-widget elementor-widget-heading\" data-id=\"5055316e\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"heading.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t<h2 class=\"elementor-heading-title elementor-size-default\">Sichern Sie Ihr Unternehmen und sch\u00fctzen Sie Ihre Mitarbeiter<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5d6888fe elementor-widget elementor-widget-text-editor\" data-id=\"5d6888fe\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"text-editor.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<p>Antizipieren Sie unvorhergesehene Gesundheitsprobleme mit einer konformen und effektiven Absicherung. Unsere Experten beraten Sie zu den besten LAA- und PGM-Optionen f\u00fcr Ihre Struktur.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-5714e779 elementor-align-center elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"5714e779\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.heveainvest.com\/de\/contact\/\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Ich nehme Kontakt auf<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t<div class=\"elementor-element elementor-element-10708e19 elementor-align-center elementor-widget__width-auto elementor-widget elementor-widget-button\" data-id=\"10708e19\" data-element_type=\"widget\" data-e-type=\"widget\" data-widget_type=\"button.default\">\n\t\t\t\t<div class=\"elementor-widget-container\">\n\t\t\t\t\t\t\t\t\t<div class=\"elementor-button-wrapper\">\n\t\t\t\t\t<a class=\"elementor-button elementor-button-link elementor-size-sm\" href=\"https:\/\/www.heveainvest.com\/de\/contact\/#rdv\">\n\t\t\t\t\t\t<span class=\"elementor-button-content-wrapper\">\n\t\t\t\t\t\t\t\t\t<span class=\"elementor-button-text\">Terminvereinbarung<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"<p>Unfall- und Krankenversicherung Sch\u00fctzen Sie Ihre Mitarbeiter und Ihr Unternehmen vor Gesundheitsrisiken \u00a0 Als Arbeitgeber in der Schweiz sind Sie verpflichtet, Ihre Mitarbeiter gegen Berufsunf\u00e4lle (BU) und, je nach Arbeitszeit, gegen Nichtberufsunf\u00e4lle (NBU) zu versichern. Parallel dazu wird der Abschluss einer Krankentaggeldversicherung (KTG) dringend empfohlen, wenn nicht sogar als unverzichtbar angesehen, um Arbeitsverh\u00e4ltnisse abzusichern und [&hellip;]<\/p>\n","protected":false},"author":11,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-36453","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Unfall- und Krankenversicherung Unternehmen \u2013 HEVEA Invest<\/title>\n<meta name=\"description\" content=\"Unfall- und Krankenversicherung f\u00fcr Unternehmen in der Schweiz. Sch\u00fctzen Sie Ihre Mitarbeiter und erf\u00fcllen Sie Ihre gesetzlichen Verpflichtungen.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.heveainvest.com\/de\/unfaelle-und-krankheit\/\" \/>\n<meta property=\"og:locale\" content=\"de_DE\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Unfall- und Krankenversicherung Unternehmen \u2013 HEVEA Invest\" \/>\n<meta property=\"og:description\" content=\"Unfall- und Krankenversicherung f\u00fcr Unternehmen in der Schweiz. Sch\u00fctzen Sie Ihre Mitarbeiter und erf\u00fcllen Sie Ihre gesetzlichen Verpflichtungen.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.heveainvest.com\/de\/unfaelle-und-krankheit\/\" \/>\n<meta property=\"og:site_name\" content=\"Heveainvest\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-03T09:21:54+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.heveainvest.com\/wp-content\/uploads\/2025\/10\/accident-professionnel.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"667\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Gesch\u00e4tzte Lesezeit\" \/>\n\t<meta name=\"twitter:data1\" content=\"3\u00a0Minuten\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.heveainvest.com\\\/de\\\/unfaelle-und-krankheit\\\/\",\"url\":\"https:\\\/\\\/www.heveainvest.com\\\/de\\\/unfaelle-und-krankheit\\\/\",\"name\":\"Unfall- und Krankenversicherung Unternehmen \u2013 HEVEA Invest\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.heveainvest.com\\\/de\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.heveainvest.com\\\/de\\\/unfaelle-und-krankheit\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.heveainvest.com\\\/de\\\/unfaelle-und-krankheit\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.heveainvest.com\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/accident-professionnel.jpg\",\"datePublished\":\"2025-10-10T08:14:48+00:00\",\"dateModified\":\"2026-03-03T09:21:54+00:00\",\"description\":\"Unfall- und Krankenversicherung f\u00fcr Unternehmen in der Schweiz. Sch\u00fctzen Sie Ihre Mitarbeiter und erf\u00fcllen Sie Ihre gesetzlichen Verpflichtungen.\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/www.heveainvest.com\\\/de\\\/unfaelle-und-krankheit\\\/#breadcrumb\"},\"inLanguage\":\"de\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/www.heveainvest.com\\\/de\\\/unfaelle-und-krankheit\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"de\",\"@id\":\"https:\\\/\\\/www.heveainvest.com\\\/de\\\/unfaelle-und-krankheit\\\/#primaryimage\",\"url\":\"https:\\\/\\\/www.heveainvest.com\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/accident-professionnel.jpg\",\"contentUrl\":\"https:\\\/\\\/www.heveainvest.com\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/accident-professionnel.jpg\"},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/www.heveainvest.com\\\/de\\\/unfaelle-und-krankheit\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Accueil\",\"item\":\"https:\\\/\\\/www.heveainvest.com\\\/de\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"Unf\u00e4lle und Krankheit\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/www.heveainvest.com\\\/de\\\/#website\",\"url\":\"https:\\\/\\\/www.heveainvest.com\\\/de\\\/\",\"name\":\"HEVEA Invest \u00ae\",\"description\":\"Cr\u00e9ation d&#039;entreprise en Suisse\",\"publisher\":{\"@id\":\"https:\\\/\\\/www.heveainvest.com\\\/de\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/www.heveainvest.com\\\/de\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"de\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/www.heveainvest.com\\\/de\\\/#organization\",\"name\":\"HEVEA Invest \u00ae\",\"url\":\"https:\\\/\\\/www.heveainvest.com\\\/de\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"de\",\"@id\":\"https:\\\/\\\/www.heveainvest.com\\\/de\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/www.heveainvest.com\\\/wp-content\\\/uploads\\\/2025\\\/09\\\/Logo_Noir_Fond_Transparent_HD.png\",\"contentUrl\":\"https:\\\/\\\/www.heveainvest.com\\\/wp-content\\\/uploads\\\/2025\\\/09\\\/Logo_Noir_Fond_Transparent_HD.png\",\"width\":1000,\"height\":1000,\"caption\":\"HEVEA Invest \u00ae\"},\"image\":{\"@id\":\"https:\\\/\\\/www.heveainvest.com\\\/de\\\/#\\\/schema\\\/logo\\\/image\\\/\"}}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"Unfall- und Krankenversicherung Unternehmen \u2013 HEVEA Invest","description":"Unfall- und Krankenversicherung f\u00fcr Unternehmen in der Schweiz. Sch\u00fctzen Sie Ihre Mitarbeiter und erf\u00fcllen Sie Ihre gesetzlichen Verpflichtungen.","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/www.heveainvest.com\/de\/unfaelle-und-krankheit\/","og_locale":"de_DE","og_type":"article","og_title":"Unfall- und Krankenversicherung Unternehmen \u2013 HEVEA Invest","og_description":"Unfall- und Krankenversicherung f\u00fcr Unternehmen in der Schweiz. Sch\u00fctzen Sie Ihre Mitarbeiter und erf\u00fcllen Sie Ihre gesetzlichen Verpflichtungen.","og_url":"https:\/\/www.heveainvest.com\/de\/unfaelle-und-krankheit\/","og_site_name":"Heveainvest","article_modified_time":"2026-03-03T09:21:54+00:00","og_image":[{"width":1000,"height":667,"url":"https:\/\/www.heveainvest.com\/wp-content\/uploads\/2025\/10\/accident-professionnel.jpg","type":"image\/jpeg"}],"twitter_card":"summary_large_image","twitter_misc":{"Gesch\u00e4tzte Lesezeit":"3\u00a0Minuten"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"WebPage","@id":"https:\/\/www.heveainvest.com\/de\/unfaelle-und-krankheit\/","url":"https:\/\/www.heveainvest.com\/de\/unfaelle-und-krankheit\/","name":"Unfall- und Krankenversicherung Unternehmen \u2013 HEVEA Invest","isPartOf":{"@id":"https:\/\/www.heveainvest.com\/de\/#website"},"primaryImageOfPage":{"@id":"https:\/\/www.heveainvest.com\/de\/unfaelle-und-krankheit\/#primaryimage"},"image":{"@id":"https:\/\/www.heveainvest.com\/de\/unfaelle-und-krankheit\/#primaryimage"},"thumbnailUrl":"https:\/\/www.heveainvest.com\/wp-content\/uploads\/2025\/10\/accident-professionnel.jpg","datePublished":"2025-10-10T08:14:48+00:00","dateModified":"2026-03-03T09:21:54+00:00","description":"Unfall- und Krankenversicherung f\u00fcr Unternehmen in der Schweiz. Sch\u00fctzen Sie Ihre Mitarbeiter und erf\u00fcllen Sie Ihre gesetzlichen Verpflichtungen.","breadcrumb":{"@id":"https:\/\/www.heveainvest.com\/de\/unfaelle-und-krankheit\/#breadcrumb"},"inLanguage":"de","potentialAction":[{"@type":"ReadAction","target":["https:\/\/www.heveainvest.com\/de\/unfaelle-und-krankheit\/"]}]},{"@type":"ImageObject","inLanguage":"de","@id":"https:\/\/www.heveainvest.com\/de\/unfaelle-und-krankheit\/#primaryimage","url":"https:\/\/www.heveainvest.com\/wp-content\/uploads\/2025\/10\/accident-professionnel.jpg","contentUrl":"https:\/\/www.heveainvest.com\/wp-content\/uploads\/2025\/10\/accident-professionnel.jpg"},{"@type":"BreadcrumbList","@id":"https:\/\/www.heveainvest.com\/de\/unfaelle-und-krankheit\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Accueil","item":"https:\/\/www.heveainvest.com\/de\/"},{"@type":"ListItem","position":2,"name":"Unf\u00e4lle und Krankheit"}]},{"@type":"WebSite","@id":"https:\/\/www.heveainvest.com\/de\/#website","url":"https:\/\/www.heveainvest.com\/de\/","name":"HEVEA Invest \u00ae","description":"Cr\u00e9ation d&#039;entreprise en Suisse","publisher":{"@id":"https:\/\/www.heveainvest.com\/de\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/www.heveainvest.com\/de\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"de"},{"@type":"Organization","@id":"https:\/\/www.heveainvest.com\/de\/#organization","name":"HEVEA Invest \u00ae","url":"https:\/\/www.heveainvest.com\/de\/","logo":{"@type":"ImageObject","inLanguage":"de","@id":"https:\/\/www.heveainvest.com\/de\/#\/schema\/logo\/image\/","url":"https:\/\/www.heveainvest.com\/wp-content\/uploads\/2025\/09\/Logo_Noir_Fond_Transparent_HD.png","contentUrl":"https:\/\/www.heveainvest.com\/wp-content\/uploads\/2025\/09\/Logo_Noir_Fond_Transparent_HD.png","width":1000,"height":1000,"caption":"HEVEA Invest \u00ae"},"image":{"@id":"https:\/\/www.heveainvest.com\/de\/#\/schema\/logo\/image\/"}}]}},"_links":{"self":[{"href":"https:\/\/www.heveainvest.com\/de\/wp-json\/wp\/v2\/pages\/36453","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.heveainvest.com\/de\/wp-json\/wp\/v2\/pages"}],"about":[{"href":"https:\/\/www.heveainvest.com\/de\/wp-json\/wp\/v2\/types\/page"}],"author":[{"embeddable":true,"href":"https:\/\/www.heveainvest.com\/de\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.heveainvest.com\/de\/wp-json\/wp\/v2\/comments?post=36453"}],"version-history":[{"count":3,"href":"https:\/\/www.heveainvest.com\/de\/wp-json\/wp\/v2\/pages\/36453\/revisions"}],"predecessor-version":[{"id":36488,"href":"https:\/\/www.heveainvest.com\/de\/wp-json\/wp\/v2\/pages\/36453\/revisions\/36488"}],"wp:attachment":[{"href":"https:\/\/www.heveainvest.com\/de\/wp-json\/wp\/v2\/media?parent=36453"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}