In Switzerland, a company can be held liable for damages caused to third parties in the course of its professional activities: clients, suppliers, visitors, or even passersby. Corporate liability insurance covers these risks, whether they are material, bodily, or immaterial.
This insurance is often essential in the context of commercial relationships, construction sites, or service contracts, and sometimes even legally or contractually required.
Hevea Invest advises and assists you in setting up coverage tailored to your activity, sector, and contractual obligations.
Bodily injury: injuries caused to third parties (clients, visitors, pedestrians)
Property damage: deterioration of property belonging to third parties
Intangible damage: financial losses resulting from a covered damage (e.g., business interruption at a client)
Legal defense costs: in case of litigation or proceedings related to a claim
A client slips on your premises and gets injured
You damage a client’s property during an intervention
An advisory error causes financial harm to a third party
A subcontractor acts under your responsibility and causes damage
✓ Protect your professional assets against potentially heavy claims
✓ Ensure the continuity of your business in case of a dispute
✓ Meet the contractual requirements of partners or project owners
✓ Enhance your company’s credibility and reliability
It is not mandatory for all companies, but it is highly recommended, and even required in certain sectors (construction, healthcare, regulated professions) or by contractual partners.
It is not mandatory for all companies, but it is highly recommended, even required in certain sectors (construction, healthcare, regulated professions) or by contractual partners.
RC business insurance covers professional activities, while private RC protects individuals in their personal lives. Both are completely distinct in terms of coverage and legal framework.
The company liability insurance also covers the actions of your employees in the performance of their duties, even in cases of unintentional negligence.
Yes. The compensation ceiling is adjustable according to your sector of activity, risk level, and contractual requirements. We help you determine the appropriate amounts.
We assist you in reporting the claim, compiling the file, managing with the insurer, and defending your interests. The RC covers the compensation due as well as the legal costs.
Unexpected events happen quickly, and the consequences can be severe. With suitable business liability insurance, you secure your activities, reassure your partners, and enhance your credibility. Hevea Invest supports you in choosing a tailored coverage that aligns with your challenges and sector.
