Motor vehicle insurance

Cover Your Business Vehicles and Protect Your Liability

Vehicles used in a professional context—whether company cars, utility vehicles, or commercial fleets—are subject to specific risks. In Switzerland, all motor vehicles must be insured for liability to be on the road. Additional coverage is often necessary to protect the vehicle’s value and the company’s interests.

Our advisors help you implement insurance solutions tailored to the size of your fleet, your professional activities, and the cantonal legal requirements.

Types of vehicles concerned

✓  Service vehicles (cars, vans)

✓  Utility or delivery vehicles

✓  Vehicles assigned for the transport of goods or people

✓  Company vehicles made available to staff

Offered warranties

Civil liability (mandatory)

Covers damages caused to third parties (injuries, property damage) by the insured vehicle.

Partial helmet

Protection against natural events, theft, glass breakage, fire.

Complete helmet

Includes damage to the insured vehicle in the event of a collision, even if the driver is at fault.

Tenant insurance

Coverage of medical expenses for passengers and the driver in the event of an accident.

Roadside assistance

Breakdown service, towing, replacement vehicle.

Legal protection for traffic

Legal fees in the event of a dispute related to an accident or a traffic violation.

Why insure your vehicles with Hevea Invest?

✓  Analysis of your needs according to the type of activity

✓  Negotiation with multiple insurers for optimized conditions

✓  Coverage adapted to fleet management or mixed use (private/professional)

✓  Claims follow-up and complete administrative management

Protect your fleet with the help of automotive risk specialists

From analyzing your needs to managing claims, we support you with tailored solutions that comply with Swiss legislation and are adapted to your business.

Questions - Answers

Yes. Any vehicle operating on public roads must be insured at least for civil liability. Without this, registration is denied.

Yes. Any vehicle operating on public roads must be insured at least for civil liability. Without this, registration is denied.

Not automatically. Specific insurance (professional liability or casco extension) may be necessary to cover the professional use of a private vehicle.

It covers damage to the insured vehicle, even when the driver is at fault for the accident. It is essential for protecting the asset’s value.

Yes. Companies with multiple vehicles can consolidate their contracts under a fleet insurance policy with simplified conditions and advantageous premiums.

We assist you in filing the claim, managing with the insurer, and coordinating the repairs. Good coverage helps minimize business interruptions.

Secure your company vehicles and manage your road risks