Any Swiss company that hires staff is required to provide social coverage in accordance with legal requirements. This is not just an administrative obligation but a fundamental pillar of the employment relationship, ensuring both employee security and employer responsibility.
Hevea Invest acts as a trusted partner to ensure a structured, rigorous, and tailored management of your social insurance, from initial affiliation to ongoing management with the competent funds.
AVS / AI / APG (1st pillar)
AC (Unemployment Insurance)
LAA (Professional and Non-Professional Accidents)
LPP (Occupational Benefits – 2nd pillar)
Family Allowances (CAF)
Registration and Management of Affiliations
Monthly/Quarterly Declarations to Funds
Annual Statement for Each Insurance
Management of Changes (entry, exit, salary, absence)
Selection of institutions (AVS funds, LAA insurers, LPP foundations)
Advice on contribution rates and deductibles
Compliance when hiring new employees
Enroll every employee from the start of their professional activity
Deduct social contributions from the gross salary
Pay employer contributions within the required deadlines
Provide an annual salary certificate to each employee
Collaborate with the funds in case of an audit or information request
Failure to comply with these obligations may result in financial penalties, late interest, and liability for the employer.
From initial affiliation to ongoing management, our experts support you in all your processes to ensure compliant, efficient, and error-free social coverage. You secure your legal obligations while reducing the administrative burden of your company.
Immediate registration with mandatory social insurance is required. This includes AVS/AI/APG, accident insurance (LAA), and depending on the salary, occupational pension (LPP) as well as unemployment insurance (AC).
Immediate registration with mandatory social insurance is required. This includes AVS/AI/APG, accident insurance (LAA), and depending on the salary, occupational pension (LPP) as well as unemployment insurance (AC).
Yes. Even a part-time employee must be affiliated, according to the thresholds defined by each insurance. For example, the LPP becomes mandatory as soon as the annual salary reaches CHF 22,050.– (threshold 2025), even for part-time work.
Yes. From the moment the first employee is hired, a sole proprietorship is subject to the same social obligations as a corporation. The employer must also insure themselves against occupational accidents if they physically work in the business.
Partially. Some institutions offer bundled solutions (LPP + LAA + daily sickness benefits), but AVS, family allowances, and AC depend on specific or cantonal organizations. We help you structure an effective and coherent coverage.
In addition to overdue contributions and late payment interest, the company may be held personally liable in the event of an uncovered incident. Negligent management can also lead to administrative penalties during an audit of the funds.
Our experts support you in the implementation and monitoring of your social obligations. Benefit from a structured, reliable service that complies with Swiss requirements.
