Property insurance

Protect Your Company’s Physical Assets from Disasters

 

The smooth operation of your business depends on the availability and integrity of your infrastructure, equipment, and inventory. Material loss due to fire, water damage, theft, or natural events can cause costly interruptions or even jeopardize the sustainability of your operations.

Property insurance covers these risks by ensuring the replacement or repair of essential elements of your business.

Hevea Invest supports you in setting up coverage tailored to the nature of your facilities, your internal processes, and your level of risk exposure.

What does this insurance cover?

Corporate Buildings: fire protection, water damage, storms, hail, vandalism

Furniture, Machinery, and Equipment: computers, tools, production equipment

Stocks and Goods: raw materials, finished products, warehouse goods

Business Interruption: compensation in case of temporary business interruption due to a disaster

Additional Costs: costs related to temporary transfer, relocation, or restoration

Types of claims generally covered

Fire and explosion

Theft, burglary, vandalism

Electrical damage

Water damage

Natural events (storm, flood, landslide)

Advantages of Good Coverage

Securing the invested capital in your facilities

Operational stability, even in the event of a major incident

Responsiveness thanks to rapid replacement clauses

Prevention of secondary losses (loss of contracts, restart costs)

Benefit from the expertise of our insurance advisors

Our experts assist you in analyzing your risks and implementing insurance solutions tailored to your assets, activities, and environment. Independently, we guide you towards reliable, optimized coverage that meets Swiss requirements.

Questions - Answers

No, it is not legally mandatory, but it is highly recommended for any company with infrastructure, equipment, or inventory. Some landlords or partners may require proof of it.

No, it is not legally mandatory, but it is highly recommended for any business with infrastructure, equipment, or inventory. Some landlords or partners may require proof of it.

The insurance covers necessary repairs or replacements, according to the insured value. If a business interruption results, loss of income may also be compensated if this option has been subscribed to.

Yes. Underinsurance can limit compensations. We help you keep your coverage up to date based on the evolution of your investments and activities.

They can be, provided it is stipulated in the insurance contract. It is also possible to insure equipment temporarily entrusted by third parties.

Yes. It is possible to group multiple locations under a single contract, with conditions tailored to each site. This facilitates management and uniformity of coverage.

Ensure business continuity, even in the event of a disaster

Protect your buildings, equipment, and inventory with customized coverage. Our advisors help you identify risks and secure your assets.