{"id":36435,"date":"2025-10-10T10:15:23","date_gmt":"2025-10-10T08:15:23","guid":{"rendered":"https:\/\/www.heveainvest.com\/motor-vehicles\/"},"modified":"2026-03-03T10:21:52","modified_gmt":"2026-03-03T09:21:52","slug":"motor-vehicles","status":"publish","type":"page","link":"https:\/\/www.heveainvest.com\/en\/motor-vehicles\/","title":{"rendered":"Motor vehicles"},"content":{"rendered":"\t\t
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Motor vehicle insurance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Cover Your Business Vehicles and Protect Your Liability<\/strong><\/h2>

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Vehicles used in a professional context\u2014whether company cars, utility vehicles, or commercial fleets\u2014are subject to specific risks. In Switzerland, all motor vehicles must be insured for liability<\/strong> to be on the road. Additional coverage is often necessary to protect the vehicle’s value and the company’s interests.<\/p>

Our advisors<\/strong> help you implement insurance solutions tailored to the size of your fleet, your professional activities, and the cantonal legal requirements.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Types of vehicles concerned<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\u2713 \u00a0<\/strong>Service vehicles (cars, vans)<\/p>

\u2713 \u00a0<\/strong>Utility or delivery vehicles<\/p>

\u2713 \u00a0<\/strong>Vehicles assigned for the transport of goods or people<\/p>

\u2713 \u00a0<\/strong>Company vehicles made available to staff<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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Offered warranties<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tCivil liability (mandatory)\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tCovers damages caused to third parties (injuries, property damage) by the insured vehicle.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tPartial helmet\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tProtection against natural events, theft, glass breakage, fire.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\tIncludes damage to the insured vehicle in the event of a collision, even if the driver is at fault.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tTenant insurance\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tCoverage of medical expenses for passengers and the driver in the event of an accident.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\tBreakdown service, towing, replacement vehicle.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\t\n\t\t\t\t\t\t\tLegal protection for traffic\t\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\n\t\t\t\t\t\t\t\t\t

\n\t\t\t\t\t\tLegal fees in the event of a dispute related to an accident or a traffic violation.\t\t\t\t\t<\/p>\n\t\t\t\t\n\t\t\t<\/div>\n\t\t\t\n\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Why insure your vehicles with Hevea Invest?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\u2713 \u00a0<\/strong>Analysis of your needs according to the type of activity<\/p>

\u2713 \u00a0<\/strong>Negotiation with multiple insurers for optimized conditions<\/p>

\u2713 \u00a0<\/strong>Coverage adapted to fleet management or mixed use (private\/professional)<\/p>

\u2713 \u00a0<\/strong>Claims follow-up and complete administrative management<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Protect your fleet with the help of automotive risk specialists<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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From analyzing your needs to managing claims, we support you with tailored solutions that comply with Swiss legislation and are adapted to your business.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Questions - Answers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tIs it mandatory to insure a company vehicle?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t

Yes. Any vehicle operating on public roads must be insured at least for civil liability. Without this, registration is denied.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tIs it mandatory to insure a company vehicle?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t

Yes. Any vehicle operating on public roads must be insured at least for civil liability. Without this, registration is denied.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tMy employee uses their own vehicle for business trips. Are they covered?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t

Not automatically. Specific insurance (professional liability or casco extension) may be necessary to cover the professional use of a private vehicle.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tWhat is comprehensive insurance?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t

It covers damage to the insured vehicle, even when the driver is at fault for the accident. It is essential for protecting the asset’s value.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tIs fleet insurance possible for multiple vehicles?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t

Yes. Companies with multiple vehicles can consolidate their contracts under a fleet insurance policy with simplified conditions and advantageous premiums.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tWhat to do in case of an accident with a company vehicle?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t

We assist you in filing the claim, managing with the insurer, and coordinating the repairs. Good coverage helps minimize business interruptions.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Secure your company vehicles and manage your road risks<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tGet a personalized offer<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Motor vehicle insurance Cover Your Business Vehicles and Protect Your Liability Vehicles used in a professional context\u2014whether company cars, utility vehicles, or commercial fleets\u2014are subject to specific risks. In Switzerland, all motor vehicles must be insured for liability to be on the road. Additional coverage is often necessary to protect the vehicle’s value and the […]<\/p>\n","protected":false},"author":11,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-36435","page","type-page","status-publish","hentry"],"yoast_head":"\nProfessional vehicle insurance in Switzerland \u2013 HEVEA Invest<\/title>\n<meta name=\"description\" content=\"Insure your company vehicles with HEVEA Invest. Solutions tailored to your fleet and compliant with legal requirements in Switzerland.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.heveainvest.com\/en\/motor-vehicles\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Professional vehicle insurance in Switzerland \u2013 HEVEA Invest\" \/>\n<meta property=\"og:description\" content=\"Insure your company vehicles with HEVEA Invest. Solutions tailored to your fleet and compliant with legal requirements in Switzerland.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.heveainvest.com\/en\/motor-vehicles\/\" \/>\n<meta property=\"og:site_name\" content=\"Heveainvest\" \/>\n<meta property=\"article:modified_time\" content=\"2026-03-03T09:21:52+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.heveainvest.com\/wp-content\/uploads\/2025\/10\/assurance-auto-Suisse.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1920\" \/>\n\t<meta property=\"og:image:height\" content=\"1080\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data1\" content=\"2 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.heveainvest.com\\\/en\\\/motor-vehicles\\\/\",\"url\":\"https:\\\/\\\/www.heveainvest.com\\\/en\\\/motor-vehicles\\\/\",\"name\":\"Professional vehicle insurance in Switzerland \u2013 HEVEA Invest\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.heveainvest.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.heveainvest.com\\\/en\\\/motor-vehicles\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.heveainvest.com\\\/en\\\/motor-vehicles\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.heveainvest.com\\\/wp-content\\\/uploads\\\/2025\\\/10\\\/assurance-auto-Suisse-1024x576.jpg\",\"datePublished\":\"2025-10-10T08:15:23+00:00\",\"dateModified\":\"2026-03-03T09:21:52+00:00\",\"description\":\"Insure your company vehicles with HEVEA Invest. 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