{"id":36459,"date":"2025-10-10T10:13:55","date_gmt":"2025-10-10T08:13:55","guid":{"rendered":"https:\/\/www.heveainvest.com\/tangible-assets\/"},"modified":"2026-03-03T10:21:54","modified_gmt":"2026-03-03T09:21:54","slug":"tangible-assets","status":"publish","type":"page","link":"https:\/\/www.heveainvest.com\/en\/tangible-assets\/","title":{"rendered":"Tangible assets"},"content":{"rendered":"\t\t
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Property insurance<\/h1>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t
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Protect Your Company’s Physical Assets from Disasters<\/strong><\/h2>

\u00a0<\/p>

The smooth operation of your business depends on the availability and integrity of your infrastructure<\/strong>, equipment<\/strong>, and inventory<\/strong>. Material loss due to fire, water damage, theft, or natural events can cause costly interruptions or even jeopardize the sustainability of your operations.<\/p>

Property insurance<\/strong> covers these risks by ensuring the replacement or repair of essential elements of your business.<\/p>

Hevea Invest<\/strong> supports you in setting up coverage tailored to the nature of your facilities, your internal processes, and your level of risk exposure.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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What does this insurance cover?<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Corporate Buildings<\/strong>: fire protection, water damage, storms, hail, vandalism<\/p>

Furniture, Machinery, and Equipment<\/strong>: computers, tools, production equipment<\/p>

Stocks and Goods<\/strong>: raw materials, finished products, warehouse goods<\/p>

Business Interruption<\/strong>: compensation in case of temporary business interruption due to a disaster<\/p>

Additional Costs<\/strong>: costs related to temporary transfer, relocation, or restoration<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Types of claims generally covered<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\u2713 <\/strong>Fire and explosion<\/p>

\u2713 <\/strong>Theft, burglary, vandalism<\/p>

\u2713 <\/strong>Electrical damage<\/p>

\u2713 <\/strong>Water damage<\/p>

\u2713 <\/strong>Natural events (storm, flood, landslide)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t

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Advantages of Good Coverage<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Securing the invested capital<\/strong> in your facilities<\/p>

Operational stability<\/strong>, even in the event of a major incident<\/p>

Responsiveness<\/strong> thanks to rapid replacement clauses<\/p>

Prevention of secondary losses<\/strong> (loss of contracts, restart costs)<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Benefit from the expertise of our insurance advisors<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Our experts assist you in analyzing your risks and implementing insurance solutions tailored to your assets, activities, and environment. Independently, we guide you towards reliable, optimized coverage that meets Swiss requirements.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Questions - Answers<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tIs insurance mandatory?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t

No, it is not legally mandatory, but it is highly recommended for any company with infrastructure, equipment, or inventory. Some landlords or partners may require proof of it.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tIs insurance mandatory?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t

No, it is not legally mandatory, but it is highly recommended for any business with infrastructure, equipment, or inventory. Some landlords or partners may require proof of it.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tWhat happens if my premises are partially damaged?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t

The insurance covers necessary repairs or replacements, according to the insured value. If a business interruption results, loss of income may also be compensated if this option has been subscribed to.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tShould I regularly reassess the value of my assets?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t

Yes. Underinsurance can limit compensations. We help you keep your coverage up to date based on the evolution of your investments and activities.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tAre the rented equipment covered?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t

They can be, provided it is stipulated in the insurance contract. It is also possible to insure equipment temporarily entrusted by third parties.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t

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\n\t\t\t\t\t\t\t\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t<\/path><\/svg><\/span>\n\t\t\t\t\t\t\t\t\t\t\t\t\t\t<\/span>\n\t\t\t\t\t\t\t\t\t\t\t\tCan multiple sites or repositories be included in a single policy?<\/a>\n\t\t\t\t\t<\/h3>\n\t\t\t\t\t

Yes. It is possible to group multiple locations under a single contract, with conditions tailored to each site. This facilitates management and uniformity of coverage.<\/p>\n<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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Ensure business continuity, even in the event of a disaster<\/h2>\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t
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Protect your buildings, equipment, and inventory with customized coverage. Our advisors help you identify risks and secure your assets.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t

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\n\t\t\t\t\t\n\t\t\t\t\t\t\n\t\t\t\t\t\t\t\t\tRequest personalized support<\/span>\n\t\t\t\t\t<\/span>\n\t\t\t\t\t<\/a>\n\t\t\t\t<\/div>\n\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>\n\t\t","protected":false},"excerpt":{"rendered":"

Property insurance Protect Your Company’s Physical Assets from Disasters \u00a0 The smooth operation of your business depends on the availability and integrity of your infrastructure, equipment, and inventory. Material loss due to fire, water damage, theft, or natural events can cause costly interruptions or even jeopardize the sustainability of your operations. Property insurance covers these […]<\/p>\n","protected":false},"author":11,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"elementor_header_footer","meta":{"footnotes":""},"class_list":["post-36459","page","type-page","status-publish","hentry"],"yoast_head":"\nBusiness Property Insurance \u2013 HEVEA Invest<\/title>\n<meta name=\"description\" content=\"Cover your buildings, equipment, and inventory with suitable insurance. Hevea Invest protects your company's physical assets.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.heveainvest.com\/en\/tangible-assets\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Business Property Insurance \u2013 HEVEA Invest\" \/>\n<meta property=\"og:description\" content=\"Cover your buildings, equipment, and inventory with suitable insurance. 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