{"id":37401,"date":"2025-03-11T12:53:18","date_gmt":"2025-03-11T11:53:18","guid":{"rendered":"https:\/\/www.heveainvest.com\/the-costs-associated-with-starting-a-business-in-switzerland\/"},"modified":"2026-03-05T09:29:50","modified_gmt":"2026-03-05T08:29:50","slug":"the-costs-associated-with-starting-a-business-in-switzerland","status":"publish","type":"post","link":"https:\/\/www.heveainvest.com\/en\/the-costs-associated-with-starting-a-business-in-switzerland\/","title":{"rendered":"The costs associated with starting a business in Switzerland"},"content":{"rendered":"\n

Creating a business in Switzerland<\/strong> is a strategic decision for many entrepreneurs, attracted by the country’s economic stability<\/strong>, reputation for safety, and attractive tax rates<\/strong>. Indeed, Switzerland is recognized as a business-friendly environment, offering unique opportunities for companies of all sizes. However, before starting, it is essential to thoroughly understand and anticipate the associated costs<\/strong> of setting up a business to ensure the project is well-structured financially.<\/p>\n\n

The costs associated with starting a business in Switzerland can vary based on several factors, such as the type of company you wish to establish (for example, a Corporation<\/strong> or a LLC<\/strong>), administrative formalities, and the professional services needed to ensure your business starts on a solid foundation. In this article, we will guide you through the main costs to anticipate, whether they are registration fees<\/strong>, legal fees<\/strong>, or domiciliation services<\/strong>. Careful budget planning will allow you to confidently launch your business in one of the most stable and attractive countries in the world.<\/p>\n\n

\"The<\/figure>\n\n

Registration and administrative fees<\/h2>\n\n

When establishing a business in Switzerland<\/strong>, one of the initial costs to consider involves the fees related to registration with the commercial register<\/strong>. This registration is a legal requirement for all companies wishing to operate in Switzerland, whether they are Public Limited Companies (PLC)<\/strong> or Limited Liability Companies (LLC)<\/strong>. Each canton in Switzerland applies its own rates, meaning that fees can vary depending on the chosen location for the business. These costs are not only necessary to obtain the company’s legal recognition<\/strong>, but they also ensure that the company complies with Swiss regulatory obligations.<\/p>\n\n

Registration fees for the commercial register<\/h3>\n\n

For a Soci\u00e9t\u00e9 Anonyme (SA)<\/strong> or a Soci\u00e9t\u00e9 \u00e0 Responsabilit\u00e9 Limit\u00e9e (SARL)<\/strong>, the registration fees at the commercial register<\/strong> generally range between 600 CHF and 1,200 CHF<\/strong>. These fees cover the verification of legal documents and the formal registration of the company in the official Swiss database. Registration in the commercial register is an essential step as it marks the beginning of the company’s legal life. Without this registration, the company does not have a legal personality<\/strong>, which means it cannot conduct business activities or sign contracts.<\/p>\n\n

Furthermore, registration in the commercial register<\/strong> provides visibility to the company, as this database can be accessed by business partners, clients, and other interested parties. It is also proof of the company’s legal compliance in the eyes of the Swiss authorities.<\/p>\n\n

Other administrative fees<\/h3>\n\n

In addition to registration fees, other administrative costs must be considered when starting a business<\/strong> in Switzerland. Notary fees<\/strong> are part of these essential expenses, especially for Corporations<\/strong>. These fees mainly involve the validation and authentication of the company’s articles of association, which must comply with Swiss legislation. The amount of notary fees varies depending on the complexity of the articles and the canton where the company is established, but it generally ranges between 500 CHF and 2,000 CHF<\/strong>.<\/p>\n\n

Moreover, if the company opts to use a domiciliation service<\/strong>, additional fees should be anticipated. This type of service allows for a business address without necessarily renting a physical office. The annual cost of a domiciliation<\/strong> service ranges from 200 CHF to 1,000 CHF<\/strong>, depending on the chosen location and additional services, such as mail handling or access to meeting rooms.<\/p>\n\n

The costs related to start-up capital<\/h2>\n\n

When establishing a business<\/strong> in Switzerland, certain types of companies require a minimum starting capital<\/strong>. This capital is necessary to ensure the financial stability of the company from the outset and is mandated by law before the official registration of the company.<\/p>\n\n

Minimum capital required for an SA and an SARL<\/h3>\n\n

The amount of the minimum capital<\/strong> to be paid depends on the chosen legal structure. For a Soci\u00e9t\u00e9 Anonyme (SA)<\/strong>, the required minimum capital<\/strong> is 100,000 CHF<\/strong>, of which at least 50% (or 50,000 CHF) must be paid before incorporation. This capital can be used by the company once the registration is finalized, but it must be blocked in a bank account until the company’s creation is officially registered.<\/p>\n\n

For a Soci\u00e9t\u00e9 \u00e0 Responsabilit\u00e9 Limit\u00e9e (SARL)<\/strong>, the minimum capital<\/strong> required is 20,000 CHF<\/strong>, which must be fully paid before the company’s formation. Unlike other legal forms, the capital of an SARL must be entirely available from the outset, which can be an advantage in terms of financial flexibility for the company.<\/p>\n\n

It is important to emphasize that this share capital<\/strong> is not strictly a cost, as it remains available to the company to finance its activities. However, its temporary blocking during the creation phase represents a tie-up of funds that the entrepreneur must anticipate in their startup budget<\/strong>.<\/p>\n\n

Bank fees and account opening<\/h3>\n\n

Opening a business bank account<\/strong> is a mandatory step for any company in Switzerland, as this account is where the share capital<\/strong> will be deposited. Each bank applies its own fees for opening and managing this account, with initial fees ranging from 100 CHF to 500 CHF<\/strong>. In addition to these opening fees, banks generally charge monthly or annual management fees<\/strong>, depending on the type of banking services chosen.<\/p>\n\n

Opening this account is a crucial step as it allows for the blocking of the required share capital<\/strong> for the company’s registration, which is a legal obligation in Switzerland. Once the company is officially registered, these funds are released and can be used to finance the company’s initial operational expenses, such as purchasing equipment or paying the first salaries.<\/p>\n\n

\"The<\/figure>\n\n

The costs for professional services<\/h2>\n\n

The creation of a company in Switzerland<\/strong> often requires the involvement of professionals, including notaries, lawyers, and fiduciaries, to ensure that all legal<\/strong> and financial<\/strong> aspects comply with Swiss legislation. These services are essential to avoid administrative errors or legal gaps, but they represent additional costs<\/strong> that are crucial to include in the initial budget.<\/p>\n\n

Legal and accounting fees<\/h3>\n\n

The involvement of a notary<\/strong> is essential for the creation of a Public Limited Company (PLC)<\/strong> or a Limited Liability Company (LLC)<\/strong>. The notary is responsible for validating and authenticating the company’s articles of association<\/strong>, a mandatory step for the company to be officially recognized by Swiss authorities. Notary fees can range from 500 CHF to 2,000 CHF<\/strong>, depending on the type of company and the canton where the business is established. It is important to note that these fees are non-negotiable, as notarial validation is a legal requirement.<\/p>\n\n

In parallel, maintaining precise accounting in compliance with Swiss standards is mandatory, especially for SA and SARL. Many companies therefore choose to hire an accountant or a fiduciary to manage their finances and ensure that tax returns are correctly filed. The fees for an accountant vary depending on the complexity of the operations, but for a small business, they generally start at 1,500 CHF per year. However, this amount can be higher for companies with more complex or larger activities, due to the volume of work and the expertise required.<\/p>\n\n

Legal assistance and expert advice<\/h3>\n\n

Starting a business in Switzerland also involves legal aspects that often require the intervention of a specialized lawyer<\/strong> in business law. This professional supports the entrepreneur throughout the creation process, whether it’s drafting the bylaws<\/strong>, negotiating contracts, or providing tax advice<\/strong>.<\/p>\n\n

An attorney’s fees can vary depending on their specialization and the complexity of the case, but it is recommended to budget 2,000 CHF to 5,000 CHF<\/strong> to cover all legal services related to the creation of the company. This investment is particularly important to avoid costly mistakes and ensure that the company complies with all legal obligations from the start.<\/p>\n\n

Other costs to consider<\/h2>\n\n

In addition to the administrative fees<\/strong> and professional services<\/strong>, other costs may arise when starting a business in Switzerland. These costs are related to often underestimated but essential aspects, such as communication, marketing strategy, and obligations regarding insurance and social contributions<\/strong>.<\/p>\n\n

Communication and marketing expenses<\/h3>\n\n

In the modern business world, it is crucial for any new company to establish an online presence<\/strong> and implement an effective communication strategy<\/strong>. This includes creating a website<\/strong>, developing a visual identity (logo, graphic charter), and designing marketing materials (business cards, brochures). These elements play a key role in the company’s visibility and customer creation<\/strong>.<\/p>\n\n

The budget for creating a professional website can range from 1,000 CHF to 5,000 CHF<\/strong>, depending on the project’s complexity, the number of pages, desired features (online store, blog, etc.), and the level of customization. This amount may seem high, but a well-designed website is essential for establishing a company’s credibility and attracting customers in the first few months of operation. It is also advisable to allocate a budget for marketing campaigns (SEO, online advertising, social media) to maximize the company’s visibility in the market.<\/p>\n\n

Insurance and social contributions<\/h3>\n\n

One of the legal obligations that every Swiss company must comply with is subscribing to professional insurance<\/strong>. This includes, among others, liability insurance<\/strong> (to cover damages caused to third parties) and premises insurance<\/strong> if the company has a physical space. The cost of these insurances varies depending on the industry, the size of the company, and the type of coverage required, but it is recommended to budget annually between 500 CHF and 2,000 CHF<\/strong>.<\/p>\n\n

Social contributions<\/strong> are an essential expense for any company employing staff. The contributions include payments to old-age insurance<\/strong> (AVS), unemployment insurance<\/strong> (AC), accident insurance<\/strong> (LAA), and pension funds. These contributions, which apply to both employees and the entrepreneurs themselves, represent a monthly cost to be included in the company’s operating budget.<\/p>\n\n

\"The<\/figure>\n\n

Hevea Invest: comprehensive support for starting your business in Switzerland<\/h2>\n\n

Creating a company in Switzerland<\/strong> can seem complex due to the numerous administrative and legal procedures to follow. That’s why Hevea Invest<\/strong> offers tailor-made solutions to simplify this process, providing complete packages<\/strong> tailored to your needs, whether you choose a Limited Liability Company (LLC)<\/strong> or a Corporation (SA)<\/strong>. With our expertise, we support you at every step of the creation process, ensuring everything is handled efficiently and professionally.<\/p>\n\n

Complete packages for a smooth start<\/h3>\n\n

We know that starting a business requires not only precise financial planning but also a clear understanding of the associated costs<\/strong>. That’s why we offer comprehensive packages<\/strong> that include all essential fees to help you start your business with peace of mind. Our services include notary fees<\/strong>, commercial register publication<\/strong>, and opening a professional bank account<\/strong>. These services are essential to ensure the proper creation and legal compliance of your business in Switzerland.<\/p>\n\n

    \n
  • For a Soci\u00e9t\u00e9 \u00e0 Responsabilit\u00e9 Limit\u00e9e (SARL)<\/strong>, we offer a package at 3,490 CHF<\/strong>, which covers all necessary administrative and legal formalities.<\/li>\n<\/ul>\n\n
      \n
    • For a Soci\u00e9t\u00e9 Anonyme (SA)<\/strong>, our package is 5,990 CHF<\/strong>, offering the same services with full support for the specific requirements of this legal form.<\/li>\n<\/ul>\n\n

      These all-inclusive rates allow you to better anticipate your expenses<\/strong> and ensure that each step is carried out in compliance with Swiss standards.<\/p>\n\n

      A personalized service at every step<\/h3>\n\n

      By choosing Hevea Invest<\/strong>, you benefit from personalized support<\/strong> throughout the process of creating your business. We handle the formalities, from drafting the articles of association<\/strong> to registration with the commercial register<\/strong>, including opening the professional bank account<\/strong> and managing notary fees.<\/p>\n\n

      This comprehensive service allows you to fully focus on developing your business, while ensuring that your company complies with all legal and administrative obligations imposed in Switzerland. With Hevea Invest, you don’t just create a company, you establish a solid foundation<\/strong> for the growth and success of your business.<\/p>\n\n

      Whether you are a local entrepreneur or a foreign investor looking to establish yourself in Switzerland, our comprehensive packages<\/strong> offer you the peace of mind needed for an efficient, quick, and fully compliant start.<\/p>\n\n

      \"The<\/figure>\n\n

      Conclusion<\/h2>\n\n

      Starting a business in Switzerland<\/strong> involves anticipating numerous costs, whether it’s registration fees<\/strong>, initial capital<\/strong>, or fees related to professional services<\/strong>. By carefully planning these expenses, entrepreneurs can launch their business with confidence in a stable fiscal and legal environment. It is essential to consult experts<\/strong> to ensure that all procedures comply with legal requirements and that the company has the necessary resources to grow from the outset.<\/p>\n\n

      <\/p>\n\n

      Questions – Answers<\/h2>\n\n
      \n
      What are the main costs associated with starting a business in Switzerland?<\/strong><\/strong>

      The main costs<\/strong> to consider when starting a business in Switzerland include the registration fees<\/strong> with the commercial register<\/strong>, which range from 600 CHF to 1,200 CHF<\/strong> depending on the canton, as well as the notary fees<\/strong> required for the validation of statutes, which can range from 500 CHF to 2,000 CHF<\/strong>. You should also account for the bank fees<\/strong> for opening a business account (from 100 CHF to 500 CHF<\/strong>), and the fees of professionals<\/strong> such as notaries, lawyers, and accountants.<\/p> <\/div>

      What is the minimum capital required to create a SA or a SARL in Switzerland?<\/strong><\/strong>

      For a Soci\u00e9t\u00e9 Anonyme (SA)<\/strong>, the minimum capital<\/strong> is 100,000 CHF<\/strong>, with at least 50%<\/strong> to be paid upon creation. As for the Soci\u00e9t\u00e9 \u00e0 Responsabilit\u00e9 Limit\u00e9e (SARL)<\/strong>, the minimum required capital is 20,000 CHF<\/strong>, which must be fully paid when the company is established. This capital remains available to the company to finance its activities after registration.<\/p> <\/div>

      Is it necessary to hire a notary to start a business in Switzerland?<\/strong><\/strong>

      Yes, the involvement of a notary<\/strong> is mandatory for the creation of a SA<\/strong> or a SARL<\/strong> in Switzerland. The notary is responsible for validating the company’s statutes and ensuring their compliance with Swiss law. This is an essential step to ensure the legal registration of the company in the commercial register.<\/p> <\/div>

      How much do company domiciliation services cost in Switzerland?<\/strong><\/strong>

      Business domiciliation services<\/strong> in Switzerland, which allow for an official address without renting a physical office, vary depending on the location and services provided. The annual cost ranges from 200 CHF to 1,000 CHF<\/strong>. These services often include mail handling and, in some cases, access to offices or meeting rooms.<\/p> <\/div>

      What are the fees for opening a business bank account in Switzerland?<\/strong><\/strong>

      The opening fees for a professional bank account<\/strong> in Switzerland generally range between 100 CHF and 500 CHF<\/strong>, depending on the chosen bank and the services offered. This account is essential for depositing the required share capital<\/strong> and financing the initial activities of the company.<\/p> <\/div>

      Is it mandatory to deposit the share capital before starting a business in Switzerland?<\/strong><\/strong>

      Yes, the share capital<\/strong> must be deposited into a blocked account<\/strong> before the company is registered with the trade register. This amount is then released once the company is officially established and can be used to finance its activities. This ensures that the company has the necessary funds to start its operations.<\/p> <\/div>

      What is the cost of accounting services for an SME in Switzerland?<\/strong><\/strong>

      The fees for an accountant<\/strong> or a fiduciary<\/strong> for an SME in Switzerland generally start at around 1,500 CHF per year<\/strong>, but can be higher depending on the size of the company and the complexity of the required services (tax returns, bookkeeping, etc.).<\/p> <\/div>

      What are the other costs to consider when starting a business?<\/strong><\/strong>

      In addition to the administrative fees<\/strong>, it is important to account for costs related to communication<\/strong> and marketing<\/strong> (website creation, business cards, logo), as well as mandatory professional insurance<\/strong> and social contributions<\/strong> for employees. These expenses vary depending on the company’s activity and the size of its team.<\/p> <\/div>

      Can you register your business at a coworking address?<\/strong><\/strong>

      Yes, it is possible to register a business in a coworking space<\/strong> in Switzerland, provided that this address is recognized as a legal address for official and administrative correspondence<\/strong>. This allows young businesses or startups<\/strong> to reduce their costs while benefiting from a professional presence.<\/p> <\/div>

      What insurances are mandatory when starting a business in Switzerland?<\/strong><\/strong>

      Companies must subscribe to certain mandatory insurances<\/strong>, such as liability insurance<\/strong> to cover potential damages caused to third parties, as well as mandatory social insurances<\/strong> for employees, which include old-age insurance (AVS), unemployment insurance (AC), and accident insurance (LAA). These insurances protect both the company and its employees.<\/p> <\/div> <\/div>\n<\/div>\n\n

      <\/p>\n","protected":false},"excerpt":{"rendered":"

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The notary is responsible for validating the company's statutes and ensuring their compliance with Swiss law. This is an essential step to ensure the legal registration of the company in the commercial register.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.heveainvest.com\/en\/the-costs-associated-with-starting-a-business-in-switzerland\/#faq-question-1730719258502","position":4,"url":"https:\/\/www.heveainvest.com\/en\/the-costs-associated-with-starting-a-business-in-switzerland\/#faq-question-1730719258502","name":"How much do company domiciliation services cost in Switzerland?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"<strong>Business domiciliation services<\/strong> in Switzerland, which allow for an official address without renting a physical office, vary depending on the location and services provided. The annual cost ranges from <strong>200 CHF to 1,000 CHF<\/strong>. These services often include mail handling and, in some cases, access to offices or meeting rooms.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.heveainvest.com\/en\/the-costs-associated-with-starting-a-business-in-switzerland\/#faq-question-1730719268118","position":5,"url":"https:\/\/www.heveainvest.com\/en\/the-costs-associated-with-starting-a-business-in-switzerland\/#faq-question-1730719268118","name":"What are the fees for opening a business bank account in Switzerland?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The opening fees for a <strong>professional bank account<\/strong> in Switzerland generally range between <strong>100 CHF and 500 CHF<\/strong>, depending on the chosen bank and the services offered. This account is essential for depositing the required <strong>share capital<\/strong> and financing the initial activities of the company.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.heveainvest.com\/en\/the-costs-associated-with-starting-a-business-in-switzerland\/#faq-question-1730719278190","position":6,"url":"https:\/\/www.heveainvest.com\/en\/the-costs-associated-with-starting-a-business-in-switzerland\/#faq-question-1730719278190","name":"Is it mandatory to deposit the share capital before starting a business in Switzerland?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, the <strong>share capital<\/strong> must be deposited into a <strong>blocked account<\/strong> before the company is registered with the trade register. This amount is then released once the company is officially established and can be used to finance its activities. This ensures that the company has the necessary funds to start its operations.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.heveainvest.com\/en\/the-costs-associated-with-starting-a-business-in-switzerland\/#faq-question-1730719283254","position":7,"url":"https:\/\/www.heveainvest.com\/en\/the-costs-associated-with-starting-a-business-in-switzerland\/#faq-question-1730719283254","name":"What is the cost of accounting services for an SME in Switzerland?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"The fees for an <strong>accountant<\/strong> or a <strong>fiduciary<\/strong> for an SME in Switzerland generally start at around <strong>1,500 CHF per year<\/strong>, but can be higher depending on the size of the company and the complexity of the required services (tax returns, bookkeeping, etc.).","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.heveainvest.com\/en\/the-costs-associated-with-starting-a-business-in-switzerland\/#faq-question-1730719294054","position":8,"url":"https:\/\/www.heveainvest.com\/en\/the-costs-associated-with-starting-a-business-in-switzerland\/#faq-question-1730719294054","name":"What are the other costs to consider when starting a business?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"In addition to the <strong>administrative fees<\/strong>, it is important to account for costs related to <strong>communication<\/strong> and <strong>marketing<\/strong> (website creation, business cards, logo), as well as mandatory <strong>professional insurance<\/strong> and <strong>social contributions<\/strong> for employees. These expenses vary depending on the company's activity and the size of its team.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.heveainvest.com\/en\/the-costs-associated-with-starting-a-business-in-switzerland\/#faq-question-1730719301374","position":9,"url":"https:\/\/www.heveainvest.com\/en\/the-costs-associated-with-starting-a-business-in-switzerland\/#faq-question-1730719301374","name":"Can you register your business at a coworking address?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Yes, it is possible to register a business in a <strong>coworking space<\/strong> in Switzerland, provided that this address is recognized as a legal address for official and administrative <strong>correspondence<\/strong>. This allows young businesses or <strong>startups<\/strong> to reduce their costs while benefiting from a professional presence.","inLanguage":"en-US"},"inLanguage":"en-US"},{"@type":"Question","@id":"https:\/\/www.heveainvest.com\/en\/the-costs-associated-with-starting-a-business-in-switzerland\/#faq-question-1730719311462","position":10,"url":"https:\/\/www.heveainvest.com\/en\/the-costs-associated-with-starting-a-business-in-switzerland\/#faq-question-1730719311462","name":"What insurances are mandatory when starting a business in Switzerland?","answerCount":1,"acceptedAnswer":{"@type":"Answer","text":"Companies must subscribe to certain <strong>mandatory insurances<\/strong>, such as <strong>liability insurance<\/strong> to cover potential damages caused to third parties, as well as mandatory <strong>social insurances<\/strong> for employees, which include old-age insurance (AVS), unemployment insurance (AC), and accident insurance (LAA). These insurances protect both the company and its employees.","inLanguage":"en-US"},"inLanguage":"en-US"}]}},"_links":{"self":[{"href":"https:\/\/www.heveainvest.com\/en\/wp-json\/wp\/v2\/posts\/37401","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.heveainvest.com\/en\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.heveainvest.com\/en\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.heveainvest.com\/en\/wp-json\/wp\/v2\/users\/11"}],"replies":[{"embeddable":true,"href":"https:\/\/www.heveainvest.com\/en\/wp-json\/wp\/v2\/comments?post=37401"}],"version-history":[{"count":5,"href":"https:\/\/www.heveainvest.com\/en\/wp-json\/wp\/v2\/posts\/37401\/revisions"}],"predecessor-version":[{"id":39106,"href":"https:\/\/www.heveainvest.com\/en\/wp-json\/wp\/v2\/posts\/37401\/revisions\/39106"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.heveainvest.com\/en\/wp-json\/wp\/v2\/media\/37402"}],"wp:attachment":[{"href":"https:\/\/www.heveainvest.com\/en\/wp-json\/wp\/v2\/media?parent=37401"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.heveainvest.com\/en\/wp-json\/wp\/v2\/categories?post=37401"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.heveainvest.com\/en\/wp-json\/wp\/v2\/tags?post=37401"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}